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What to Know About Filing a Homeowners Insurance Claim After Roof Damage

Roof damage is one of the most common claims made on homeowners insurance policies. According to the Insurance Information Institute, roofing claims represented about one-third of all homeowners insurance claims in 2018, totaling more than 11 billion dollars.

While most homeowners insurance policies will cover roof damage from events like severe weather, there are some instances where coverage may be denied. For example, if your roof is old and in need of repair or replacement, your insurer may refuse to pay. While most roofs are designed to last for many years, they can be damaged by severe weather, falling trees, or other catastrophes. If your roof is damaged, it’s important to act quickly to minimize the damage and make a claim on your homeowner’s insurance policy.

Here’s What You Need to Know About Filing a Homeowners Insurance Claim for Roof Damage:

Contact your insurance company as soon as possible after the damage occurs, and be sure to have your policy number handy when you call. Your insurance company will send an adjuster to inspect the damage, determine the extent of the repairs that need to be made, and how much the insurance company will pay for repairs. The insurance company will then provide you with an estimate of the cost of the repairs.

Once you have received the estimate, you can decide whether to have the repairs made or to replace the roof entirely. If you decide to have the repairs made, your insurance company will likely provide you with a list of approved contractors. Once the repairs are completed, your insurance company will reimburse you for the cost of the repairs, minus any deductible that applies to your policy. It’s important to note that the insurance company will not pay for more than the actual cash value of your roof.

If you have questions about filing a claim for roof damage, or if you need help navigating the claims process, contact Enchanted Roofing. We’re here to help!

Will Insurance Plans Cover My Roof Damage?

Most insurance plans will cover roof damage that is the result of severe weather, such as high winds or hail. They may also cover damage that is the result of a tree falling on your roof. However, they typically will not cover damage that is the result of negligence on your part, such as not maintaining your roof or fixing minor leaks. If you’re not sure whether your insurance plan will cover a particular type of roof damage, it’s best to check with your insurer before making any repairs.

Enchanted Roofing is the leading roof repair company in Albuquerque, and we specialize in all types of roof repair, including insurance claims. We have extensive experience dealing with insurance companies and can help you get the coverage you need to repair your roof. Contact us today for a free roof inspection!

Enchanted Roofing Is the Leading Provider of Roof Repair in Albuquerque

If you are in need of a roof repair in Albuquerque, you’ve come to the right place. Enchanted Roofing is the leading provider of roof repair services in Albuquerque. Here are a few things that make us your best choice in Albuquerque, New Mexico:

-We have been in business for over seven years

-We are licensed, bonded, and insured

-We offer free roof inspections

-We sell only the highest-quality roofing systems from GAF

-We provide lifetime warranties on all our materials and a 7-year warranty on labor

We have been in business since 2015 and have a proven track record of providing quality roof repair services to our customers. We offer a variety of roof repair services, including shingle replacement, roof leaks, and more.

Contact us today to get a free roof inspection and estimates for your home!